How to Plan a Christmas Gift Budget (and Stick to It)

The holidays are joyful — the credit card bill in January less so. A written gift plan keeps spending in check.

Set your total first

Decide what you can comfortably spend before making a list, then divide it between people.

List every recipient

• Family
• Friends
• Teachers and coaches
• Neighbors
• Stocking stuffers
• Gift exchanges

Track as you buy

Write down the gift, where you bought it and the actual price. Seeing the running total keeps you honest.

Finish with pretty tags

Our Christmas Gift Planner & Tags includes a budget page, gift tracker and 24 matching printable tags.